Anindya Karmarker

Head - Digital Transformation, Aditya Birla Finance Aditya Birla Group

Anindya Karmakar is a thought leader in financial services. His builds solutions in the areas of digitization, robotization, digital journeys, self-service and distributed advisory (wealth management and personal financial management). His foray into digital lending brings together his expertise in building scaled up digital businesses and in consumer finance. He is an Artificial Intelligence practitioner and has implemented AI solutions in solving problems in customer service and sales. He has successfully led multiple initiatives in large scale digital transformation.

Day 3: APAC

10:00 AM Applying Tried & True Business Principles To Digital Transformation

Aditya Birla Group, is an Indian multinational conglomerate, headquartered in Worli, Maharashtra, India. It operates in 34 countries with more than 120,000 employees. The group was founded by Seth Shiv Narayan Birla in 1857.


  • Defining the business problem and pain areas in the current products, organization and end-customer base
  • Hunting for technologies that actually solve the business problem
  • Preparing the organization for any technology before onboarding/implementation
  • Realizing the potential impact on the business of new technologies through the identification of key metrics
  • Unpacking the true viability of the product based on cost
  • Applying an actual business case and return on existing emerging technologies
  • Fusing business and technologies to solve current and future problems